Everything You Wanted To Know About Diamond Ring Insurance

Filed Under (Shopping) by admin on 25-01-2011

Before getting busy in coming up with wedding planning ideas, both of you are checking the market for engagement ring styles. Although you’re not pretty certain when he is going to propose, you’ve been secretly pinning for a diamond ring, and you’ve been trying to drop hints for him to take note. After all, this is something you will definitely wear time and again.
It’s not only a symbol of your engagement and commitment to each other, but, it is also indeed an investment worth keeping and protecting. Although it doesn’t really sound romantic, it wouldn’t hurt to have and purchase engagement ring insurance just for protection from loss, theft, or damage.
Before buying insurance, you would want to know the true value of your stone. Find a trustworthy appraiser who can provide an accurate rate for your diamond in terms of its color, clarity, carat weight, and cut. Make sure that the appraiser has had formal training and is part of a well-known organization for appraisers. Set an appointment for an appraisal. Rates range from a hundred to three hundred dollars varying on the appraisal report. You may opt to be there during the appraisal process or if you have a tight schedule, you may also leave the ring for a reasonable period of time.
Now, it’s time to select an insurance company. The first approach is to buy a special rider on a homeowner’s (or renter’s) policy. Special coverage is required since majority of personal property policies only cover jewelry of up to a thousand five hundred dollars. This goes for all jewelry combined. With the rider, the amount of coverage will be increased to insure the ring completely. This method will be cheaper. Also, there is only one bill to pay.
A disadvantage however, is that insurance company policies vary widely with regard to customer satisfaction. The ring may be replaced with a ring of like quality instead of a check for the actual value. Another option for diamond ring insurance would be cash payment should the diamond ring get lost or damaged. This is more costly as compared to the previous policy.
Send a fax, mail, or email the appraisal to the insurance company of choice. This will enable the insurance company to provide a final quote for the annual premium. Clarify with the insurer if the insured value will appreciate in value through time or if an appraisal should be conducted again after a few years.
Annual premiums usually cost 1.5 % of the appraised value and may be paid periodically depending on your preference.
Now that you’ve insured your precious diamond from loss, theft, and damage, you’re ready to share it to the world.

Are You Looking For an Expensive Engagement Ring?

Filed Under (Shopping) by admin on 25-01-2011

So you’re certain about the love of your life, you’re on cloud nine and extremely ecstatic. You’re both planning that dream wedding down to the last detail. Before formalizing the engagement, you have been on the lookout for engagement ring styles. She’s been hinting quite a bit now and you’re also quite excited. You’ve done some serious research on trends, consulted friends and family, even visited jewelers. Since this is a lifelong commitment, what better way to get engaged than through an expensive engagement ring? After all, it’s not only for keeps, it’s an investment.
Before scoping expensive engagement rings, try to learn more about her. What does she truly fancy? What is she like in terms of jewelry? Is she a no fuss gal? Or does she thrive on intricacy and detail? Also, you’d want to consider her lifestyle. She will be wearing this all the days of her life. So you’d want something she’d want to wear and actually take care of. Always keep in mind, you’d want her to say yes immediately and not be horrified when she sees the ring you’ve spent so much time, effort, and money on.
Now that you’ve done your homework, you’re ready to find that dream rock for the lucky lady. The amount of the ring will be dependent on the metal, style, cut, color, carat, clarity, and design as well as the preferred stone for the ring. Remember, this will be an asset that she will be using for a lifetime so it must be selected with utmost care and taste.
There are different minerals and gemstones to choose from as well as metals to go with the package. You may opt to choose designer rings or you may customize it further to add a touch of personality and class. Diamonds are girls’ best friends. But, you couldn’t go wrong with a gemstone that’s her birthstone accented with some diamonds to add some twist and drama.
This would just show how much you know her and that you took extreme effort in attending to her engagement ring. While you’re at it, why not have it insured to save her expensive bling bling from loss, theft, or damage? You got to keep it protected at all cost!
It may get tedious, tiring, and stressful to find that perfect engagement ring for your lady, but, just imagining the smile on her face whenever she recounts the moment would be priceless. If you’re patient, creative, resourceful, and observant you’ll find the right information needed in choosing that expensive piece of jewelry that will last a lifetime and maybe outlive your love if it’s passed on to the next generations to treasure and cherish.

Find Out More About Unique Gothic Engagement Rings

Filed Under (Shopping) by admin on 25-01-2011

So you’re a little bit on the edge with your wedding ideas. You’re ready to propose to your chosen lady and you’re on the prowl for ring styles. You haven’t been exactly keen on the designs in the market and you want to go a little bit more alternative. Why not try to deviate from the norm and opt for gothic engagement rings? This adds a bit more drama and flavor to your proposal.
Gothic style is a returning symbol of a classic era that has transpired. The Goths is a heterogeneous tribe from East Germany that has played a major role in the fall of the West Roman Empire. The Goth subculture is a contemporary subculture present in countries. In terms of style and fashion, accessories range from classic to down-right disturbing. Quite different if you want her ring to truly standout from the usual rings in the scene. Be sure to know though if your ladylove’s personality, lifestyle, and taste truly match this era’s uniqueness.
Here are some note-worthy Gothic engagement ring styles that you may want for your unique lady:
Life and Death Band
This ring is a symbol of the combination of two contrasting forces of life and death. On the band, the inscriptions of life and death are designed in opposite and may be read in reverse.
Agla Ring
Agla is the inner Kabbalistic sigil meaning “Thou art mighty forever, O’Lord.” This is a Gothic engagement ring of English Pewter that symbolizes the magical talismans love, protection, memory, profit, peace, and safety.
Dues Et Natura Ring
This ring is a symbol of the harmony of nature and God.
Betrothal Ring
This ring is symbolizes love and passion with its Gothic scrollwork frame and deep red enamel heart of passion made of English Pewter.
Holyblood Runeband
This Gothic engagement ring has Latin inscriptions of “Sanguis” on both sides which means blood and runic bright as ancestry of enlightenment. A bright red faceted crystal may be found at the centre of this engagement ring.
Hemlock Poison Ring
You can join your lady love in wearing of a ring in this lifetime with this Gothic engagement ring. With a hinged lid, tiny scrolls and poison may be kept here. This Gothic ring is created out of black crystal stone.
Trefoil Sanguis Ring
This Gothic engagement ring created out of English Pewter has blood red enamel work polished of different gothic trefoils that resemble a crown.
Selecting a ring may be enjoyable depending on how you want to recount the memory with her and her loved ones. It all boils down to the love and commitment you are willing to share in this lifetime together.

Learn More About The Harry Winston Engagement Ring

Filed Under (Shopping) by admin on 25-01-2011

Your lady love is most eager to have her wedding planning ideas come to reality. You are definitely certain that she is the one you would want to spend the rest of your life with and you are ready to kneel down to propose to her. Since you want this to be a remarkable milestone in your life as a couple, you’ve been looking at nothing but the best of engagement ring styles.
You’ve done your homework in terms of trends, designs, her personality, and interests and you’ve picked up she’s in for flair and drama. If you’re really not concerned about a budget, why not decided on Harry Winston engagement rings recognized for their ultimate design with utmost elegance? After all, you only want the best for the best.
The Harry Winston jewelry brand started in the 1930′s because of his desire and passion for diamonds. The house brand is popular among celebrities when they want to buy diamond engagement rings. Some of his creations have been seen in both public and private exhibits. Actresses, singers, and other noteworthy celebrities have been spotted during high profile awards using the brand as they pose and strut on the red carpet.
With the unique shopping experience at every Harry Winston store, clients are engaged and educated in selecting the perfect ring that will be in adherence to the needs of the couple preparing for a lifetime together. In search for the perfect cut, color, carat, clarity, and fit for your diamond engagement ring? Harry Winston houses round brilliant-cut, square emerald-cut, emerald-cut, cushion-cut, radiant-cut, oval, pear, marquise, and heart-shaped diamonds.
You may also customize your soon-to-be bride’s engagement ring in accordance with the design guidelines of the brand. With every Harry Winston engagement ring, comes an original diamond report from the Gemological Institute of America. Opting for more color and variety? Harry Winston rings also include rubies, pearls, emeralds, and sapphires for a certain inspiring blend that will suit your discriminating taste.
The brand may be found only at the finest jewelers. Exclusive Harry Winston retail stores can be visited in Paris, Las Vegas, Geneva, Tokyo, Osaka, Taipei, Beverly Hills, and of course New York. Cutting, polishing, and design are done in Winston’s building on Fifth Avenue, New York City, USA.
With a Harry Winston engagement ring, you and your lady love are deeply assured of the high quality it has to offer. It may indeed be pricier than other ring options, but, it speaks so much of your willingness to invest on your lifelong commitment and partnership. With this engagement ring, she will not only feel special and extremely loved, but will value the engagement and the relationship all the more.

Shopping For Designer Platinum Engagement Rings

Filed Under (Shopping) by admin on 25-01-2011

A designer engagement ring might cost you a lot, so how much more a designer platinum ring will cost you? It’s really a huge expenditure if you’ll going to think of it. But it won’t really matter if you’ll be giving that elegant and brilliant ring to the one you want to spend the rest of your life with.
Platinum is a natural occurring metal that’s rare and durable. It is perfect for jewelry making because it is quite hypoallergenic and physically white. This metal would perfectly represent your lasting love and commitment to your spouse to be; the perfect symbol of enduring and lifelong love.
Shopping for the perfect ring is a stressful task. You have so many things to consider before buying one. Your budget should be considered first, then what your future bride would like to have, and the composition of the ring itself. Worry no more with designer platinum engagement rings; though it might cost you a fortune, it is stunningly beautiful and brilliant that every girl will certainly adore.
Designer platinum rings are available in many ring styles. You can have it in a solitaire setting, three rings setting, and as well as bezel setting just to name a few; and many other settings available in the market today. The center stone can vary from diamonds to your favorite gemstones or birthstones.
One of the characteristics of platinum engagement rings is that it can add brilliance to any stone that you place on it. You can also customize a designer platinum engagement ring to make it unique; have your own design to be handcrafted or you can choose the style, setting, metal and stone that you prefer.
If you’re interested in buying a designer platinum engagement ring, you can browse the internet or go to the nearest jewelry shop. If you’re going to search the internet, you may want to search the names of Verragio, Novori, Tacori, and Bergio to name a few of the famous jewelry designers. They are well-known for their platinum engagement rings and other platinum jewelries as well. You can be sure that what they offer is truly a magnificent piece and an authentic one.
It is also a must to be careful in buying a designer platinum engagement ring because some retailer may give you a discounted price for a fake one. So before placing an order, verify first the credibility of the shop by reading reviews about them. Getting a designer platinum engagement ring is one of the great wedding ideas because it is not just a simple purchase, it is an excellent investment that you can have for the rest of your lives as a couple and to your future family.

Engagement Ring Shopping – Finding Unusual and Unique Rings

Filed Under (Shopping) by admin on 25-01-2011

When you’re shopping for a certain item, you’re always looking for something that’s unique and unusual. Maybe it’s really a natural human behavior to look for things that are extraordinary and not be contented to common ones. Like when you’re shopping for a ring, you’ll really make an effort just to find a special one to give to your beloved spouse to be.
For that groom to be who are looking for different unusual rings, there are many options in finding a unique one. It is really a very stressful task but it’s really worth your effort to find the one ring that you’re looking for. Just thinking your bride to be and the smile on her face, you’ll surely be inspired to search for the perfect ring that she’ll certainly love to have.
When you say engagement ring, the first thing that would pop into your mind is a solitaire diamond engagement ring. To make your engagement ring different, why not change the stone or the setting? There are many beautiful engagement ring styles that can be used to modify or to make your ring a unique one.
A tension ring setting will give your ring an amazing appearance if you don’t want the conventional prong setting; this kind of setting can also give your stone the same security like that of prong. Instead of using diamond as your center stone, you can use lovely and colorful gems like ruby, sapphire, emerald, topaz, and aquamarine just to name a few.
These gemstones are available in different cuts and shapes which are equally beautiful as diamond. Also, each stone have its own meanings and brilliance that made them exceptional.
You can also use all-metal rings. These kinds of engagement rings are made up of precious metals with the absence of stone/stones. You can find these rings in different patterns and designs. One of the most famous patterns is the Celtic knot; also, each type of pattern has its own meaning and symbolism.
A two tone engagement ring is extraordinarily beautiful. Most common type of metals used as a combination is yellow gold and white gold. It can be an all-metal ring or you can place a diamond or any other precious stone you prefer as the center stone.
Another option if you want an unusual type of engagement ring is to purchase an antique engagement ring. Getting a genuine antique ring will assure you that what you have is a unique ring. You can get this in an auction or it can be given to you as a family heirloom.
As part of the wedding planning, you might as well include wedding ring shopping alongside with your engagement ring so you can be sure that they will certainly complement each other when worn side by side.

Edwardian Diamond Rings – A Brief History

Filed Under (Shopping) by admin on 25-01-2011

Edwardian engagement rings are famous for its intricate designs and delicate patterns that every bride will certainly love to have. These rings were made from the finest materials and carefully handcrafted to produce high quality engagement rings.
The Edwardian era was a period of lavishness in terms of fashion and jewelry. It is during the time in power of King Edward VII, from 1901 to 1910. Though this epoch lasted for only a decade, the designs were continuously utilize until around 1920.
During this time, jewelers used platinum and diamonds to craft a ring with intricate designs and filigree patterns that resemble an airy design that’s very romantic. They incorporate contoured circles and arches to the filigree patterns to add texture to the design. Romantic symbols such as flowers, leaves, doves, hearts, and vines were used to highlight the filigree patterns. They also use multiple stones which are smaller than the center stone to accentuate it; this is called the pave settings, which is very popular in this era.
The usual engagement ring styles found in this era are very unique and stunningly gorgeous. Though they’ve only used simple ring settings such as prongs and bezel, they accentuate the rings completely from the side to the crown and to the band itself. The fact that they’ve only used common cuts of stones like round, cushion, and emerald cut but what makes it stunningly beautiful is the surrounding designs and the workmanship placed on the ring.
All through this period, diamonds are the most common stone you’ll see in engagement rings. The use of semi-precious gemstones as the focal stone are only limited; still, there are few Edwardian engagement rings which have gemstones as its center stone but very rare. Platinum, white gold, and silver are the famous metals used during this period; you can hardly find a yellow gold Edwardian engagement ring if you’re looking forward to finding one.
If finding a bridal set made from Edwardian era is one of the wedding ideas you have in mind, then you must think twice. Each Edwardian engagement ring was delicately handcrafted to make a unique ring that is made to be worn individually, adding another piece of jewelry next to it will diminish the exquisiteness of its elaborate designs.
Today, antique Edwardian engagement rings are not common to be seen in a jewelry store. They are most likely to be seen on estate sale or auction. Usually, a piece of it would cost you several thousands of dollars; ranging from $6,000 up to $12,000. And if you’re budget can’t afford to buy an expensive antique Edwardian engagement ring, you can settle for the modern ones. They are replicas of the vintage and they are less expensive but they offer the same beauty and elegance. You can buy those pieces through online shopping or you can visit your favorite jewelry boutique.

Diamond Engagement Rings – Top Designers To Choose From

Filed Under (Shopping) by admin on 25-01-2011

If you’re looking for a diamond engagement ring that’s extraordinary and elegant in appearance, you might opt to get a designer diamond ring. With so many designers offering marvelous ring styles, you’re surely found the perfect ring for your spouse to be. There are a lot of jewelry designers you can choose from; though the famous ones will offer you a very expensive diamond ring, however, you can expect that ring to be made of high quality materials and handcrafted cautiously.
ring designers like Tacori, Tiffany, Verragio, and, Scott Kay are just few of the world’s most famous jewelry designers. Each of them has their own unique style of designing a ring. Designer diamond rings can be purchased in an authorized retailer store; most of them can be contacted thru the internet and they’ll be happier to customize a design just for you.
If you want a diamond ring with the combination of classic and modern style, then Tacori diamond engagement ring is the one for you. Tacori is famous for its signature Crescent Silhouette design detail. Diamond rings are available in platinum and 18K gold setting.
Tiffany diamond rings are popular in a six-prong setting. They made this kind of setting to raise the diamond above the ring’s band to permit the maximum amount of light to be reflected and refracted, to produce an additional brilliance to the stone. Tiffany & Co. also maintain it’s above average standards in using diamonds; they just want the perfect ones, they easily rejected a diamond even with only minor inclusions. All their rings are set in either platinum or 18K gold.
Verragio specializes in semi-mount diamond engagement rings; to complete the design, the couples will select the shape of the center stone they prefer. Verragio creations are famous because of its distinct designs such as scallops along the edges, soft cathedral settings, and the bar settings in the ring’s band and the stones were set perpendicular to the band. They also mix channel settings with other design elements such as pave settings; the design should combine well with the channel setting.
For Scott Kay, the quality of the engagement ring should not be compromised. He only wants the best of materials to be used and the best craftsmanship for his famous diamond engagement rings. He uses several engagement ring settings but his distinct design is the Scott Kay crown setting; the stones are finely angled to follow the curve of the band.
Aside from the above mentioned designers, there are a lot more jewelry designers that offer unique and stylish diamond engagement rings. You’ll just have to make a research on where to find and contact them so you can make arrangements. One of the great planning ideas when purchasing an engagement ring is to buy the wedding rings altogether; or better yet get a bridal set instead to make sure that the engagement ring and wedding ring complement each other.

Gorgeous Marquise Cut Diamond Engagement Rings

Filed Under (Shopping) by admin on 25-01-2011

Now that you and your lady love have been talking about wedding planning ideas more often than ever, you’re getting quite excited to spend the rest of your life with her. She’s been clueing you in on her desired ring designs. With these in mind, you’ve been checking out and researching for ring styles. It’s one of those moments that seem daunting since you have so many considerations. But one thing is for certain. You only want the best adequate for your queen. Of all the diamond ring designs, why not go classic and decide on gorgeous marquise rings?

According to legend, the Marquise cut was brought about by the smile of the Marquise de Pompadour and was created for Frances Louis XIV also known as the Sun King who had the longest documented reign in European monarch. With its rich background, it illustrates that the Marquise cut is more than fitting for your own royalty of a lady.

The Marquise diamond ring is well recognized for its precision, flair, and design. It is crowned by a distinct 56 facet diamond. It is lengthened with pointed ends. Due to its elegant cut and proportion, the size and finish of the diamond is accentuated, elongating and flattering the fingers of your bride-to-be.

To provide the desired touch and aesthetic, the ideal ratio in terms of length to width for a marquise diamond ring stone is 2 to 1. This should be highly considered in your selection process because the ratio affects the manner in which the diamond refracts light. Without the right proportions, there will be a noticeable lack of brilliance at the center of the diamond.

The design of the Marquise diamond engagement ring is incomparable to other ring styles that are available in the market. Your chosen piece may be further enhanced with other smaller diamonds, gemstones, or even the birthstone of lady love to exude much a more dramatic aura and character. This just goes to show how much you’ve taken time to know her, your willingness to invest in the would-be partnership, and the desire to set her apart from other brides-to-be in the crowd.

Should you be considering costs, it is also viable to set a smaller stone instead and still create an illusion of a larger carat weight diamond for the engagement ring. The proportions of the Marquise diamond engagement ring will fashion a dramatic effect regardless of its size.

Now that you’re armed with the perfect engagement ring, you’re ready to practice that speech that will captivate her all the more. With that, you’re more than prepared to celebrate love and union for the rest of this lifetime.

Tacori Diamond Rings: Why This is the Ring for Her

Filed Under (Shopping) by admin on 25-01-2011

Entertaining wedding ideas with your soul mate is one of the most beautiful possibilities in a persons’ life. Being able to show it without restraint is a rarity, so, deciding on what can best prove your purity of intent and level of commitment to her is a challenging thought indeed.
Just thinking and deciding on how to go about such a precarious but exciting quest is an experience worth remembering by itself, but the focus here is the woman of your dreams and best you can go about to convince her to surrender herself to you in her entirety as a person, being able to find the right words that if spoken with sincerity and a whole lot of mental and emotional preparation, can mean one of the happiest moments in both a man and woman’s life.
Thinking or even dreaming about whether you’re going to have a simple garden wedding or a contemporary seaside nuptial is truly inspiring. Deciding in advance on the entourage and other pertinent details might prove overwhelming and shall we say premature in a sense.
This kinds of thoughts lead you to fantasize about the girl of your dreams in perfect wedding bliss, wearing her white wedding gown walking down the aisle, with her beautiful face and sweet lips showing nothing else but happiness and contentment that you have given her in this most sacred of moments in a woman’s life. But let’s not get carried over, because before any of this can take place you’d have to be engage to her first!
In that brief moment that you choose to change your life and that of the woman you love, everything has to be close to perfection, the ambiance, the mood, the music, the food, all having to be taken care of with as much attention to detail as possible. Details that matter simply because their meant to last a life time or even beyond, Tacori engagement rings can give you and your love one all the most pleasant details that will last you a life time.
There is no other way to tell your lady that you’re offering her your life than with an engagement ring that tells her in no subtle way how much beauty and elegance you see in her and that you are willing to spend the rest of your life with her. Tacori engagement ring styles express contemporary elegance and vintage inspired designs that speak of timelessness and infinity, much like how an engaged couples should feel.
Tacori jewelry is all about family, and since 1969 they have built a reputation based on giving much emphasis on strong emotions and commitment, which is why this is the ring for her.

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